ELG Mortgage is the nation’s fastest growing mortgage company for over 1,300 reasons: each and every one of our exceptionally talented, deeply experienced loan officers & mortgage planners. Licensed 44 states and growing, ELG Mortgage loan officers are in your community, understand your local market, are approved to secure home loan backed by the full faith of our Federal Government. Members of ELG Mortgage Vertical Markets Group teams are our most talented loan officers, with expertise in specific niches such as commercial financing & conduit loans, jumbo home loans & construction loans, as well as conventional, conforming & government backed loans from Fannie Mae, Freddie Mac, FHA & VA. No matter what your situation, there’s an ELG loan officer specialized in obtaining effective mortgage financing for you.

The Private Client Group at ELG Mortgage is focused on jumbo & super jumbo loans for unique & luxury residential property, ranging from $1MM to $50MM+. More like doing business with a private bank than a typical, rigid mortgage company or retail banker, the Private Client Group endeavours to provide its customers with flexibility, privacy, efficiency and a concierge level of service. Clients include high net worth individuals from all lines of work and walks of life, running the gamut from self made business owners to multi-generational wealth to investment bankers to medical professionals to entertainers & athletes. Private Client Group’s claim to fame is the pedigree of its senior financiers, drawn from across the investment banking, hedge fund & private mortgage banking industries and capable of structuring complex transactions using tools that are otherwise unavailable to the residential borrower, such as pledged assets and cross collateralization. In addition to jumbo mortgages for purchase or refinance, the Group has a dedicated construction loan team specialized in multimillion dollar new home construction to permanent financing, available with payment option ARM end loans if required, a unique feature in the industry.

The ELG Commercial Lending Group is focused on obtaining financing for sponsors of commercial real estate projects, offering bank, life company & CMBS conduit loans for purchase refinance and construction of all major asset classes. With domain expertise in Office, Retail, Multi Family, Self Storage, Light Industrial, and Mixed Use property types, as well as a special focus on Flagged Hospitality, the Group aims to deliver customized financial solutions to meet the unique needs of individual sponsorship groups. Serving most major MSAs. Commercial Lending Group typically handles loan requests from $4MM to $100MM, although larger loans are available subject to review by the Capital Markets desk. A special Small Balance Commercial Lending business unit handles loan requests from $1MM to $4MM for certain assets. The Group does not currently service loan requests for Residential Acquisition & Development, Condominium development or conversion, or cash out on raw land.

ELG Mortgage Government Products Group loan officers are all able to arrange FHA, VA, Fannie Mae, and Freddie Mac conforming and non-conforming loans for homeowners from coast to coast in 44 states. Approved by HUD and held to rigorous standards to handle government backed home loans, ELG provides local expertise in your backyard with the power of a national organization and federally-guaranteed lending. Special home loan programs are available for first time home buyers, borrowers with less than perfect credit as well as Veterans of our Armed Forces. For borrowers with excellent credit Stated Income and even No Verification of Income or Asset documentation programs are available up to 95% of the value of your home (SISA Conforming). While conforming and government loans have not been as popular as subprime loans over the past several years, they are safer, less expensive, and growing in both size and popularity. Just like us!